“Medicaid Database Department” phone scam

I just received a new (to me) ‘caller has a foreign accent’ telephone scam phone call: this one claiming to be the Medicaid Database Department.

It’s gotten so I wouldn’t let my elderly loved ones answer the phone anymore. (And if that’s not possible, I’d sign them up with nomorobo and one of the paid spam-blocking services.[ see https://www.theverge.com/2019/2/12/18220804/how-to-stop-phone-spam-landline-scam-calls])

“How the Scam Works

Medicare and Social Security beneficiaries across the country report receiving calls from scam operators (frequently with foreign accents), who claim to represent Medicare, Social Security, or an insurance company. These callers claim that new Medicare, Social Security, or supplemental insurance benefits cards are being issued or that the beneficiary’s file must be updated. The scam artist asks the citizen to verify or provide their personal banking information, which is then used to commit theft.”

Read more..

Microsoft License Scam?

Folks, a reader wrote and asked me about a phone call they received. The (female) caller claimed to be from Microsoft, and warned the reader that their “Windows license had expired”…

This is a scam. Don’t fall for it. Hang up. And, please, warn your friends and family. As this ‘thread’ says, Microsoft would not call you unsolicited. Nor would they know if any errors existed on your computer.

The article has good information on scams and what you can do. Again, click here to read more.

And thank you Dear Reader for bringing this to my attention.

* * *

Today’s quote: “I don’t believe you have to be better than everybody else. I believe you have to be better than you ever thought you could be.” ~ Ken Venturi

Copyright 2007-2015 © “Tech Paul” (Paul Eckstrom). All Rights Reserved.

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Windows Technical Department

I just got a phone call from some Indian claiming to be from the “Windows Technical Department”; he addressed me by name, and he started to tell me that there were serious problems with my computer, but I told him he is a vile criminal, and hung up on him.

This was my second such call this week. So be aware, folks, the fake Microsoft tech support phone call scammers are still quite active. Remind your friends and loved ones of this fact, and tell them that no way, no how, are such calls legitimate. Maybe even refer them to this resource: http://www.consumer.ftc.gov/articles/0346-tech-support-scams.

Keep these other tips rules in mind:

• Don’t give control of your computer to a third party who calls you out of the blue.
• Do not rely on caller ID alone to authenticate a caller. Criminals spoof caller ID numbers. They may appear to be calling from a legitimate company or a local number, when they’re not even in the same country as you.
• Online search results might not be the best way to find technical support or get a company’s contact information. Scammers place online ads to convince you to call them. They pay to boost their ranking in search results so their websites and phone numbers appear above those of legitimate companies. If you want tech support, look for a company’s contact information on their software package or on your receipt.
• Never provide your credit card or financial information to someone who calls and claims to be from tech support.
• If a caller pressures you to buy a computer security product or says there is a subscription fee associated with the call, hang up. If you’re concerned about your computer, call your security software company directly and ask for help.
• Never give your password on the phone. No legitimate organization calls you and asks for your password.

See, that’s the nice thing about our modern ‘flat earth’ (globalization/”world-wide web”): you don’t have to only worry about the bad actors in your town, but every bad actor on the planet can reach into your home.
Yippee yahoo.

Today’s quote: “View your life with KINDSIGHT. Stop beating yourself up about things from your past. Instead of slapping your forehead and asking, “What was I thinking,” breathe and ask yourself the kinder question, “What was I learning?” ~ Karen Salmansohn,

Copyright 2007-2015 © “Tech Paul” (Paul Eckstrom). All Rights Reserved.

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All we really have, in the end, are our stories.
Make yours great ones. Ones to be proud of.

Internet Psychology

I often marvel at the thought processes I see displayed, and marvel further at the fact that such things as shown below actually produce the desired results.

Contact my lawyer in Cambodia …

What are people thinking? How does the human mind work? Why would someone send these emails? (Why did they use all caps?)

The answers lie in the fact that such frauds steal $105 BILLION USD’s annually (that’s what’s been reported.. but I suspect that’s just the tip of the iceberg). And it’s hard for me to remain positive, upbeat and optimistic about Man’s future when I know that people actually are going to contact Isar Aqilah’s ‘lawyer’ …

Have you heard the term “social engineering”? If not, click here and learn an important thing to know in our modern world. (If you do know, forward this on to friends/family who you suspect are clueless, please.) Because it seems everyone is doing it.
And this is a bigger threat to “national security” than anyone’s willing to face. (So let’s pretend it’s not there. Maybe it will go away.)

Today’s quote: “Every good act is charity. A man’s true wealth hereafter is the good that he does in this world to his fellows.” ~ Moliere

Fun video: It’s been a while since I put up one of these..

Copyright 2007-2013 © “Tech Paul” (Paul Eckstrom). All Rights Reserved.

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All we really have, in the end, are our stories.
Make yours great ones. Ones to be proud of.

A List of Active Scams (to be wary of)

Yesterday’s article prompted a reader to ask,

Seen on Litigation Digest

Q: “Do u know of any good sites that list all latest known scams?”

A: I don’t think there is any one particular “master list” of the latest fraud, rip off, scam, bogus websites, etc., fly-by-night companies, etc., but there are resources the smart consumer should be aware of. Here are just a few: (not necc. in order of import.)

1) Snopes

The definitive Internet reference source for urban legends, folklore, myths, rumors, and misinformation.

2) Current Top 10 List of Scams and Frauds

Find out what the latest scams are on the internet, in your mail or on your phone.
There is loads of free fact sheets, guides and links to reporting authorities.

3) Consumer Frauds and Scams | USA.gov

Tips to help you avoid scams and fraud. … How to Protect Yourself Against
Consumer Frauds and Scams. Banking and ATM Frauds Protect your money
from

And to give you some idea of just how GIANT a task compiling such a list would be … (as well as being perhaps the main ‘bookmark this’ page offered here today..)

4) Internet Scams List: A – Z

There are many internet scams including career, employment, unemployment,
education, business, visa, and other scams. Here’s an A – Z of the most common …

I’m going to have to look into this more.. and I welcome any reader suggestions for answering the reader’s question.

Oh. Yes. Almost forgot. The Better Business Bureau maintains a list of scams.

Don’t get hooked by a scam. Check our list of scams from across North America.

I have to go sulk now. Microsoft just switched my “classic” Hotmail to the new “Outlook.com” mail, and I absolutely hate it. Trouble is.. I’m not aware of any good webmail to switch to.. they all have issues. The day where I go off the grid may be coming sooner than planned.

Hey, Microsoft? *Thank* you!

[ In case you didn’t know the lingo.. when you see an * asterisk before and after a word, it signals that the author cannot print the word they really want to use.. so use substitution. Example: “*Rats*. I just stepped in some dog *stuff*!” ]

Copyright 2007-2013 © “Tech Paul” (Paul Eckstrom). All Rights Reserved.

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All we really have, in the end, are our stories.
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Alert: Automated Verizon Call Is A Fake

Folks, I almost fell for a scam telephone “phishing” phone call reporting to be from one of my cellular service providers. I think hope you are going to want to read my ‘confession’, and forward this warning to all your friends and family.

See, truth is, I did fall for it, but fortunately the trap did not close on me, and I did not give away my personal information, which (probably) would have been used in an “Identity theft”. (Or, they might have just glommed my credit card.) Me! Mr. B. Paranoid.

Here’s how it worked (and why I thought it was real):
I have been very busy helping people un-Windows 8 their new Windows 8 PC’s (bypassing the “Metro” UI, mainly) and so I found the message on my answering machine. It was a ‘recording’ woman’s voice. What I mean by that is it was an “automated” call. Anyone who has navigated a telephone “menu tree” (“para Espanol, pulse dos“) has heard this voice. “She” was, in a way, familiar. And “spoke” perfect robot-English.

The automated message identified me by name, said it was an “Important message regarding changes to my account status”, said I needed to call today, and provided me a 1-800 number to call and told me I would be asked to enter my cell phone number.

It pronounced my names correctly, and identified my Verizon phone number correctly. It repeated itself appropriately, and was – to put it simply – professional and exactly how I would expect an ‘alert’ call to sound. It sounded to me exactly the same as other legitimate calls I have received — such as our County’s “emergency alert system”, and my bank’s “unusual activity detected” calls.

But what really made me “bite” was, I knew that I had been “meaning to get to” paying my latest Verizon bill, but had put it off, then forgotten, in my busy-ness.. Had I delayed too long? Was this a pay-or-get-cut-off call? Could be.

So.. I called the 1-800 number to see what was up. And it rang once and disconnected. Thankfully!

I am not beating myself up too much, as I was juggling a lot of activity (aka “multitasking”), but at that disconnect, I did what I should have done first, I went to my computer and logged in to my Verizon “My account” and looked for any alerts, notices, or big red letters saying “PAY NOW OR GET CUT OFF”.. or anything that might explain that message on my voicemail. I did see a very mild “past due”, but nothing else.

Now I was quite intrigued! So I called the Verizon customer service number posted on the website (1-800-922-0204) and spoke with a young man who asked me several questions.. then asked me to play the message to him.
And he told me, “that’s not us. That’s a scam.”

How did he know? “Our robot voice is different, and that’s not one of our telephone numbers.”

Like I would know those two things.

So.. “in conclusion”.. I am abashed and embarrassed. This call had the earmarks of a phish, but I let those things .. not raise red flags. But this was undoubtedly the most professionally done phishing scam I have witnessed. A truly “pro con” (job). And, I guess I learned that I am not quite as “paranoid” (alert and wary) on the telephone as I am when online, and surfing the web.
And maybe I ought to quit trying to do three things at once, and pay more attention to one thing at a time.. But I feel stupid none the less.

Today, it was Verizon. Who knows what company they’ll impersonate next. I’ll never ‘trust’ another robot voice again!

So be aware. And be wary. They are trying to get us.

Dang. I feel dumb. Go ahead and laugh at me if you want. But I feel darn lucky too. What would I have given away if the call had gone through? What does untangling one’s self from Identity Theft cost these days? Don’t find out.. and don’t let your friends and family find out. Tell them about me, this call, and my dumb move. Let them laugh at me too.. and maybe raise their ‘paranoia’ as a consequence, and avoid scams like this.

I cannot print how I would punish the perps behind this one, if I could get my hands on them, but I can tell you I’d do it on TV.

Copyright 2007-2013 © “Tech Paul” (Paul Eckstrom). All Rights Reserved.

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All we really have, in the end, are our stories.
Make yours great ones. Ones to be proud of.

Darn it…

Durnit.

I have aphids on some of my rose bushes.

:-(

Normally, what I do is “mist” ’em with a dishsoap-in-water solution..

Normally, that has had a happy end result..

Yes. We have lady bugs.
But the ladies seem totally uninterested in the aphids.

:-(

~     ~     ~

Ah, well.

Such is life.

On the bight side, the tomato seedlings I planted are going gangbusters.

Now, How About Some Tech?

1) Yes, that computer in Berlin is still merrily spewing out spam comments as the owner is still unaware they are hacked (aka “pwned”). Today’s free download: Think it might be possible that you have been ‘botted’ (aka “pwned”) like that person in Berlin? One tool to help you find out is the free RUBotted from Trend Micro.. recently improved.

2) Read: Fraud attempts in social networks – This is how scam on Facebook works

Every year, there is more news about fraud attempts, identity theft, and hacker attacks on Facebook. Most attacks are based on scam, i.e. fraud that no anti-virus or anti-malware software is able to protect you from, as it is not always malicious software that is used. The authors rather rely on their victims’ naivety or greed. This is reason enough for us to explain the general proceedings, so you can avoid scam more efficiently and use Facebook in a more secure manner in the future. Read more..

Okay. Coupl’a good things there. Excuse me while I go charge up my hand phaser and figure out how to set it on “aphid”…

Today’s quote: “A true friend never gets in your way unless you happen to be going down.” ~ Arnold H. Glasow

Copyright 2007-2012 © “Tech Paul” (Paul Eckstrom). All Rights Reserved.

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All we really have, in the end, are our stories.
Make yours great ones. Ones to be proud of.