Tech – for Everyone

Tech Tips and Tricks & Advice – written in plain English.

Do You Use A Debit or Credit Card? Watch This.

The other day I received a call. The person had read about a skimmer being found at a Lucky store they shop at, and they wanted to know how they could “spot” a skimmer. (See Lucky Supermarket Chain Reveals Scope Of Card Reader Scam)

Well.. um.. I wish I had an easy answer.

What I do have is 3 videos. The first is in German, but what I want you look at is the “skimmer” devices, used on ATM machines.. could you “spot” one of those?

It doesn’t just happen in Europe.. here’s a RL story..

And, it’s worse than that. Here’s a Bob Sullivan report on “pocket skimmers”.. like the ones your waiter/waitress might have..

So.. I haven’t even touched upon (wireless) RFID skimmers, or even begun to paint the picture as black as it is. Yippee.
What can you do to protect yourself? Do you need to scratch at keypads, and try to pop off faceplates before you use an ATM..? Wrap your wallet in tinfoil, too?

Well.. I don’t know. I guess that’s up to you. But, if your bank allows you to set “activity notifications”, I would activate it, and set it to 1¢. It won’t stop the ID Thief, but you may be able to act fast, and notify the bank before your account is completely emptied…………
Perhaps hire a “credit monitoring service”, or otherwise routinely, frequently, check your credit report as well? (Hint)

I have an idea. Why don’t we do away with currency altogether. Just (only) use chips or cards! It’s so convenient, and think of the money the government will save if it doesn’t have to print bills.

… arrrgh.

Today’s quote:If you’re not outraged, you’re not paying attention.” ~ Unknown

Copyright 2007-2011 © “Tech Paul” (Paul Eckstrom). All Rights Reserved.

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January 25, 2012 Posted by | advice, cyber crime, News | , , , , , , , | 8 Comments